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Entrance Counseling & Master Promissory Note (MPN)

Before students can receive a Direct Federal Stafford Loan, borrowers must complete Direct Loan Entrance Counseling and a聽Master Promissory Note. The Entrance Counseling is a quick and easy interactive counseling session which provides useful tips and tools to help you develop a budget for managing your educational expenses and helps you to understand your loan responsibilities. The Master Promissory Note is the legal聽contract for the loan. Your Loan Entrance Counseling session and Master Promissory Note will take about 20 - 30 minutes to complete and can be completed on line at . Once in the website you can hover over "Loans and Grants" located on top of the page and select "Loan Entrance Counseling" and "Master Promissory Note (MPN)".

Exit Counseling

As a Direct Federal Stafford Loan borrower, Federal Regulations require that you complete an EXIT Counseling session to review your rights and responsibilities as a loan borrower upon graduation, or if you are attending less than half time, or you are no longer in attendance due to a withdrawal or a leave of absence. The Exit Counseling session will require approximately 20 - 30 minutes of your time and can be completed on line at . Once in the website you can hover over "Loan Repayment" located at the top of the page and select "Loan Exit Counseling".

Annual Student Loan Acknowledgement (ASLA)

All Loan Borrowers including New & Returning聽Students and Parents (taking PLUS Loans) are encouraged to complete the "Annual Student Loan Acknowledgement (ASLA)" every year before the semester begins. Visit聽. under "Loans and Grants" to complete this requirement on or after May 1st each year. The Annual Student Loan Acknowledgement will be used to inform borrowers what they owe - or could owe - in federal student loans and will be individually tailored toward first-time and current loan borrowers to help provide details surrounding loan status and forecasts of estimated monthly payments.聽